Need an auto insurance agent in Parker CO? Here are a few tips from Bankrate on hiring one:
Starting Point: To find a car insurance agent, especially one you can trust, start with the people you already trust: your friends and family. Reach out to them. Ask for referrals. Word-of-mouth suggestions can provide you with names faster than spending the next few days scouring the ‘net on agents in the Parker CO area or looking through so many sites. You’ll save so much time and energy in the process if you get a name so don’t skip this step.
Look at Experience: Of course, the longer they’ve been in the industry, the more they know and that expertise can come in handy when you find yourself dealing with auto insurance issues. However, make it a point to ask if they have any car insurance experience in, say, underwriting or even claims. If all their experience is in sales, they might not be looking out for your best interests. While low rates are great, getting a comprehensive coverage at a reasonable rate is even better. So consider that when you pick your car insurance agent.
Multiple Insurance Carriers: Choose agents who work with a lot of insurance carriers. No matter how likable, thorough and ideal an agent seems, if s/he provides you with only one carrier, then that’s bad bet. You need to have a choice—plenty of them—in order to figure out the one which is best suited for you—given your needs and financial situation. That’s not possible if you work with a single insurance carrier. So help yourself make the right choice: by giving yourself plenty to choose from.
Not All Coverage is Necessary: Getting insurance coverage is a given. But ensuring that you get only the coverage you need is a little trickier. Sometimes, insurance agents can add a number unnecessary insurance products in the contract. A trustworthy auto insurance agent will point out if you honestly need coverage but it’s more likely that a lot of them will take advantage of it. After all, the goal is to get you to pay a higher premium. The next best thing you can do, then, is to make sure you’re informed. Ask your insurance agent. Read on the topic. Learn as much as you can. That way, you’ll know when you need to say no and when to say yes.
Lastly, go with your gut instincts. If you feel it’s not the right fit, even though the agent has the right credentials, then move on. Just keep looking until you find one that’s a professional fit. Don’t force the rapport. You and that agent will be better for it.
Moszer Insurance offers car insurance services in the Parker CO area. To know more about hiring an auto insurance agent you can trust, call us.